Online Marketing Coaches Help Online Marketers Tap the Market and Build a Successful Online Money-Making Business

The internet holds so many promises of fame and fortune, but not too many are lucky enough to succeed, let alone meet their expectation of monetizing their online-money making efforts. While a few are lucky enough to hit the jackpot, a lot of wanna-be technopreneurs lag behind failure and disappointment. If you are one of those who faced setbacks in launching their online businesses, don’t worry. It’s not the end of the world, so much more the end of limitless opportunities that online marketing has to offer. Remember, the internet is replete with thousands, probably, millions of opportunities that you might grab sooner or later. If you are finding trouble of bringing luck to your side, perhaps, what you need is consult an online marketing coach.

But why get an internet marketing coach?

Remember that much to your desire to win it big yourself, your experience—or at the very least, your expertise—might not be enough to drive enough traffic to boost your sales. These online marketing gurus have all the years and industry background that made them the people to reckon with. They don’t just offer words of advice for the sake of letting you know that they know more than you do.  They’re like you. Once, they’ve been dreamers.

Why You Should Build Your Business Around something that You Love Most: Tips from Martha Stewart

I have always been a Martha Stewart fan, and when I grabbed a copy of her book The Martha Rules: 10 Essentials for Achieving Success As You Start, Build, or Manage a Business, I can’t help but sink myself into it. She writes that if you really wanted to run a successful business, it pays that you build it around what you love doing most. Just take a look at her. She loves keeping houses clean. She loves cooking. She loves gardening. She loves making craft. She loves renovating and decorating old houses. She great at them and she made millions because she monetize what she was most passionate about.

"Build your Business around something that you love--something that is inherently and endlessly interesting to you," she writes.

Money Matters: It’s More Fun To Save Money

It's more fun to save money

A lot of people think they can’t save because they need every penny. Wrong. Remember a penny saved is a penny earned. By and by, you’ll be surprised how those small expenditures have racked up into huge amount over time. Try this: Write down everything you spend—for your Starbucks coffee, eat-out at McDonald’s or even your cellphone load. Do this for two months and you’ll see where all of your hard-earned cash is going. Then, you will start to realize you have actually spent more on the things that you don’t need. You’ll also realize that you can stash away money at the extras and put that money into savings.

It may seem difficult to save money, especially if it's your first time to be very serious with this habit. But remember that how you save money has so much to do with how you determine your financial stability.

Anytime you plan to spend money, but you’ve second thought that you really don’t need to or found ways to get the things you want without ever spending a dime (buying brownbagging lunch instead of buying at the cafeteria or borrowing a book at a library rather than buying one), set that money aside for savings. Once you’ve accumulated, say, P5,000, you can already invest this via stocks and mutual funds. Yes, you can invest in stocks and mutual funds with at least P5,000 at hand. Click here to see some of the best dividend yielding stocks in the market.

Money matters series 2: low-interest credit card is not a substitute for an emergency fund

You have this low interest credit card which you do not use and it’s there only for emergency purposes, like you really don’t have the cash but you need to purchase something very important, like medicines. Now, you’re worried that if you sell it, you might get charged with a high interest rate.

What do you do?

Start by building a real emergency fund. Credit card will never help you. Now what happens if you can’t pay for the balance? You will only put yourself deeper and deeper into debt.

An unpaid balance where there once was none makes a credit card company nervous. It can also make other credit card companies you have accounts with nervous. This will lead to your credit card limit being cut and the rise on your credit card’s interest.

The only solution is to stop using your credit card and start building a savings account where you can stash away money for emergency purposes. 

What I want to do before I die

I want to enjoy life to the fullest

Just some random thoughts… what if I found out that I have six months to leave an God appears to you and tells you you will be granted three wishes before you die. Now, what’s that gonna be. Perhaps, you would panic and tell Him to come back some other time because you want to think it over. Well, if He asks me, here’s what I’m gonna tell Father, dear:

Online money making made easy with Writer Bay

In his book Teaching Writing Online: How and Why, Scott Warnock was very nice to point out that online writing has loads of benefits to offer. I have been working at home since August 1, 2010, and believe me, I find it easier and more comfortable to work this way than get myself trapped in an office environment. For someone who’s control freak as I am, it’s liberating to know that I can make money even if I don’t have to go to work. I can work as much as I want and anytime I want. I am an early morning person, so, I really find it a delight to start working at 5 or 6 in the morning. I do take afternoon naps, I would to that for about an hour or two. If I am in an office, I can’t do that. But because I am working at home and I got no boss or office mate to watch every move that I make, I have no worries. Likewise, I am in control of where my career’s heading to. I can take as many work as I can, then outsource some to others. In that way, even if I am not working (which I rarely do), I still get the guarantee that the tasks get done on time.

Last year, I discovered Writer Bay. It’s an online academic writing website that gives excellent opportunities to stay-at-home writers like me. What I find great about Writer Bay is that they offer excellent fees to writers. The opportunity to bid makes it more competitive, too. The topics are wide ranging and various, so if you’re someone who’s adept at writing different topics, then, you have more chances of getting assigned.

Money Matters Series 1: The case of a cancelled credit card: What to do

What happens to you if your credit card has been cancelled?

What do you do? First, try to pay off your debt as soon as possible—and get out of it! The lower your balance, the lower you’ll have to worry. It will ultimately do you a lot of good if don’t have any credit card debts at all.

There are two scenarios that you are most likely to encounter with a cancelled credit card. First, how will it affect your credit-to-limit ratio and, second, what happens to the interest rate of your unpaid balance.

In most cases, with revoked credit cards with unpaid balance, the credit card company will automatically increase your interest rate by up to 30 percent. If you pay only the monthly minimum, you’ll never get out of the debt on that card. 

There's a reason for being, a purpose for living

How many times have you awaken up from the depths of your sleep simply because you have to? Every morning I would try as my might would permit to get up at 4 or 5, but there would be times when crazy thoughts come into my mind and I would ask myself should ever I?

Why?

Because there’s a reason. I have to… for so many reasons.

I do it for a purpose.. and that’s for my family and all those who need me. Living with and taking care two elderly grandparents, running a small business and working at a library, I have to be as early as a bird to do all that is expected of me.

While a lot of people my age (I’m just 24) fill their hearts out on late night partying, club-hopping, drinking or making the most that our young age and still-vibrant health have to offer, I have to suffice myself on the fact that I am thrusted upon this obligation ever since I was college.

Time deposit vs bonds vs mutual funds vs stocks: which do you choose?

Time deposit vs bonds vs mutual funds vs stocks:
which do you choose?

Long-term financial planning is crucial when you are looking forward to enjoying a stable life in the future. I believe now is the right time to do that. The younger you start saving and investing, the greater wealth you’ll accumulate when you rich 40, 50, or 60. If you plan to build your own investment fund, rather than completely rely on your government-sponsored pension plans, then, you’re on the right track. Remember, it’s never really easy to be a retiree. Other than enjoying the sun-drenched holidays on some white-sand, tropical shores, the rest of an average retiree’s life is so full of financial worries, stemming from frequent visits to the doctors and trips to the pharmacy that could easy wipe out your hard-earned savings. You don’t want to suffer that way. At least, if you’re going to be ill, you want to be ill with tens of millions of assets and cash right under your name.

Financial planning this early makes you want to consider the various instruments available. There are time deposits, bonds, mutual funds and stocks that you can choose from. If you are not business savvy and yet you are not happy with the meager interest rates that an ordinary savings account offers, then, these options are ideal for you, although, your choices will also have to depend on your risk tolerance and your financial goals.

Sentimentally Right

Today I learned one thing….that there’s really no wrong with being sentimental

I was reading a back issue of MaryJane’s Farm when after reaching the last page, I found this nice snippet of wisdom from a lawyer-and-judge-turned-city-farm-girl Rebekah Till. She writes: “There is nothing wrong with sentimental journeys. Being sentimental is being human. It doesn’t mean we’re weak or foolish, it means we’re alive!” 

God works wonders

God works in mysterious ways. 

This is a nice story from Our Daily Bread: Julie Ackerman Link tells a story about her friend, whom she tells as one of the smartest people she’d known in college. He graduated with honor and went on to study at a respected seminary. He served a small church as a pastor for several years and then accepted a call to another small church far from family and friends.

After 12 years at that church, he sensed that the congregation needed new leadership, so he stepped down. He hadn’t been offered a job at a bigger church or a teaching position at a college or seminary. In fact, he didn’t even have another job. He just knew that God was leading him in a different direction, so he followed.

I can relate. Two years ago, I decided to decline a well-paying teaching position and decided to go to graduate school, blog and write online for almost two years. It was a risky leap of faith—rather than fate—for I left it all to Him.

Achieve Financial Freedom When You Start to Manage Your Budget Wisely

I admit. I falter with my budget. Not once. Not twice. Many times, actually. But that doesn’t mean I will have to stop. Budgeting is essential in any financial success. If you can’t handle a mere day’s worth of expense, how much more a month or year’s worth? Whether you want to free yourself from debt, save for the future, or achieve financial independence in the years to come, all your plans and aspirations won’t be worth a dime unless you know how to budget and stick with it.

If you are looking forward to living a financially worry-free life when you turn 60 or so, budgeting is the key. No matter how rich you are, no matter how high-earning, if you don’t know how to budget, and if you don’t stick to it, you’ll end up in a shaky financial situation.

I know a lot of people who live from hand to mouth. I read a lot of stories of rich people, famous celebrities and high-profile executives who still find it a struggle to live their lives despite having a sizable income.